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- 15:29, 29 November 2022 FriedaZaragoza8 talk contribs created page According To The FCRA It Is Possible To Dispute Any Negative Element On Your Credit Report (Created page with "Getting a conventional loan or line of credit may be daunting if you have bad credit. Worse still, you require a loan to construct credit -- meaning that the initial application is an uphill task. That said, you can apply for a secured credit card even if you have bad credit. Many businesses are famous for giving consumers credit cards with zero history. The card issuer would expect you to cover some amount as a deposit when applying for the card. Card issuers accumulate...")