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- 06:06, 29 November 2022 KristiSpofforth talk contribs created page The FCRA Explicitly Claims That You Can Dispute Any Negative Item On A Credit Report (Created page with "Dependent on the FCRA's provisions, you can retrieve and dispute any negative information in your report. In nature, the responsible data center has to delete the information if it can't confirm it as legitimate. The three data centres -- Experian, Equifax, and TransUnion -- are prone to making mistakes in reports. A detailed evaluation of American consumers shows that roughly 20% of them have errors in their reports. Your credit report is directly proportional to your s...")